Down Payment and Closing Assistance Program for First Time Homebuyers:
The Down Payment and Closing Assistance Program (DPCAP) subsidizes down payment and closing costs for first-time homebuyers (defined as someone who has not owned a home in the past three years) looking to purchase a home in the City of Bethlehem.
Within the DPCAP program, lending institutions will provide up to 90% of the financing and the DPCAP program will provide the remainder, up to 10%, plus closing costs. In addition, the applicant must provide $1,600 toward equity and fees to participate in the program.
The DPCAP loan will have an interest rate of 3% with a maximum term of 30 years. Upon the sale of the property, the balance of the DPCAP loan and any interest, late charges, and satisfaction fees accrued must be paid to the DPCAP program.
The DPCAP is run by Community Financial Services of the Lehigh Valley, and can be reached at (484) 893-1036
or by emailing firstname.lastname@example.org
Rental Payment Assistance:
The City of Bethlehem partners with the Salvation Army to provide short term rental assistance to residents. Information can be obtained by calling the Salvation Army at (610) 867-4681
Residents needing assistance with finding housing or rental payments should call 211, which is the United Way’s Coordinated Entry Number. From there, a trained counselor will be able to direct your call to the appropriate agency.
The City of Bethlehem Housing Rehabilitation Program provides assistance to homeowners within the City of Bethlehem for improving their residence, complying with city code requirements, making weatherization improvements and lead paint remediation. The improved property must be located within the city and must be the property owner’s primary residence. Program eligibility is based on income of all persons living in the home. An application and program guidelines can be found here (Link to docs). More information is available by calling the Office of Housing Rehabilitation at 610-865-7096
RFQ for Contractors:
The City of Bethlehem’s Department of Community and Economic Development is requesting qualifications from construction contractors and sub-contractors to establish a list of prequalified contractors. Specifically, the City is seeking to develop a list of pre-qualified contractors and with experience in construction and rehabilitation of residential housing. Likely projects include housing rehabilitation contracts up to $20,000 in value throughout the City of Bethlehem. Lead removal is usually a part of this rehabilitation work. Otherwise qualified contractors who do not have lead removal certification will be offered the certification course free of charge. Contractors must complete this course prior to being awarded work under this program.
Request for Qualifications